How Inflation and High Interest Rates Impact Business Valuations
In our current economic climate, it’s important to understand how inflation and high interest rates impact business valuations. In 2023, as the fed continues to
In our current economic climate, it’s important to understand how inflation and high interest rates impact business valuations. In 2023, as the fed continues to
In 2022, Longevity Holdings acquired RIC bringing together two great companies, ITM TwentyFirst and RIC, under one owner. ITM TwentyFirst’s trust administration team and RIC
Closely held business valuations are a complex process. You must understand the nature of business and determine which valuation method is most appropriate. Clients that
One trend our team sees with Trust Owned Life Insurance (TOLI) is that life insurance is getting harder to manage. While servicing over 25,000 TOLI
Over the past two decades, the potential to achieve a higher rate of return has made variable life insurance an increasingly attractive option compared to
Dividends are a return of premium when carrier results exceed a very conservative projection for investments, income, and expenses. Dividends are paid annually on participating
As a TOLI trustee, you have a fiduciary responsibility to ensure that every transaction – either a new policy sale or replacement is not only suitable for your client, but also in your client’s best interest.
The History of Life Insurance Sales Illustrations Life insurance sales illustrations have a tumultuous history. They often project unrealistic returns that don’t materialize. During the
Not only is sharing policy info with grantors useful, it might be necessary. An online survey found that 33% of life insurance policy owners do
There are several clear reasons amidst recent policy changes why life insurance trusts make even more sense than in the past. When Donald Trump signed
A TOLI trustee we work with received a request for a TOLI Policy Remediation from a grantor tired of gifting to pay premiums on his
Growing ILIT trustee liability has arisen alongside a change in federal estate tax laws. Because of this, the use of new irrevocable life insurance trusts
Sally Wylie was stunned when her long-term care (LTC) policy premium almost doubled-a life insurance cost increase. According to the Wall Street Journal, the one-time
This post will cover EIUL policy illustration. In the last two posts, we explained the popularity of the equity index universal life policy, as well
In the May 2022 IMPORTANT: NOTICE OF CHANGE IN NONGUARANTEED ELEMENTS OF YOUR POLICY letter, Midland National states the following update: Midland Raises COI. This
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Privately held businesses form the backbone of many families’ wealth and legacy, often representing significant personal, financial, and emotional value. When these businesses are held within trusts, accurately determining their worth becomes crucial audit, tax, financial, and legal reasons.
In this webinar, our business valuations experts will join our affiliate LITCO to help attendees gain a better understanding of when and why a trustee should seek out a privately held business valuation.
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