Several insurance companies have announced their intention to raise cost of insurance rates (COI) on specific blocks of universal life insurance policies over the past decade. These rate increases have compounded the challenges faced by trustees managing universal or variable...
Managing Trust Owned Life Insurance is a difficult task, especially when clients stop paying scheduled premiums. ITM finds that over 40% of the policies they review are inadequately funded – either scheduled to lapse prior to maturity or resulting in...
Recently, we updated a survey based on statistics from the Trust Owned Life Insurance portfolios of our clients. The information gathered was insightful, especially when contrasted with an original survey done ten years ago. TOLI Trustees will continue to be...
Several insurance companies have announced their intention to raise cost of insurance rates (COI) on specific blocks of universal life insurance policies over the past...
Managing Trust Owned Life Insurance is a difficult task, especially when clients stop paying scheduled premiums. ITM finds that over 40% of the policies they...
Recently, we updated a survey based on statistics from the Trust Owned Life Insurance portfolios of our clients. The information gathered was insightful, especially when...
It was an insightful week at the Cannon Financial Institute – led by industry experts, the Unique and Hard-to-Value Asset Administration course helped attendees stay...
In our current economic climate, it’s important to understand how inflation and high interest rates impact business valuations. In 2023, as the fed continues to...
Closely held business valuations are a complex process. You must understand the nature of business and determine which valuation method is most appropriate. Clients that...
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Several insurance companies have announced their intention to raise cost of insurance rates (COI) on specific blocks of universal life insurance policies over the past decade. These rate increases have compounded the challenges faced by trustees managing universal or variable...
One trend our team sees with Trust Owned Life Insurance (TOLI) is that life insurance is getting harder to manage. While servicing over 25,000 TOLI...
The History of Life Insurance Sales Illustrations Life insurance sales illustrations have a tumultuous history. They often project unrealistic returns that don’t materialize. During the...
A TOLI trustee we work with received a request for a TOLI Policy Remediation from a grantor tired of gifting to pay premiums on his...
Growing ILIT trustee liability has arisen alongside a change in federal estate tax laws. Because of this, the use of new irrevocable life insurance trusts...
Millions of businesses worldwide have drafted or purchased business continuity plans, some have even practiced or simulated implementation of said plans, but few ever dreamed...
Recently, we updated a survey based on statistics from the Trust Owned Life Insurance portfolios of our clients. The information gathered was insightful, especially when...
It was an insightful week at the Cannon Financial Institute – led by industry experts, the Unique and Hard-to-Value Asset Administration course helped attendees stay...
Over the past two decades, the potential to achieve a higher rate of return has made variable life insurance an increasingly attractive option compared to...
The History of Life Insurance Sales Illustrations Life insurance sales illustrations have a tumultuous history. They often project unrealistic returns that don’t materialize. During the...
There are several clear reasons amidst recent policy changes why life insurance trusts make even more sense than in the past. When Donald Trump signed...
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